TERMS OF USE

General:
This subscription-based Web site, including all of its features and content (henceforth to be referred to as Web site), is a service made available by Access Confidential, a Virginia corporation (henceforth to be referred to as Provider), and all content, information, features and services provided on or through this Web site (henceforth to referred to as Content) may be used solely under the following Terms of Use. By using the Provider’s Web site, the Subscriber and its licensed Users agree to all Terms of Use, constituting the final and entire agreement between the Provider and the Subscriber, which supersedes all other verbal or written negotiations, understandings, or agreements.

Changes:
The Provider may change, at its sole discretion, the Terms of Use, the Web site, and the Content without notice or liability, and modifications shall become effective immediately upon posting on the Provider’s Web site. By continuing to use the Web site after the posting of such changes on the Web site, the Subscriber indicates acceptance of such changes through the duration of the subscription (henceforth to be referred to as Term).

Term and Termination:
All Terms are annual (12-month) contracts. A Term shall commence immediately upon the Provider’s receipt of a one-time, annual payment. If the Term is not renewed, that Term shall conclude immediately upon the end of the twelfth month following the Provider’s receipt of payment.

The Provider reserves the right to terminate, via written notice and for reasonable cause (id est – fraudulent, abusive, and/or illegal activity), a Term at any time to become effective immediately. Let it be known that upon termination occurring before the contractual end of the Term, no refunds will be granted to the Subscriber.

Upon commencement of the Term, the Subscriber does not, at any time, have the right to cancel or otherwise prematurely exit the Term.

Renewal Policy:
Renewals for all Terms shall occur automatically unless the Subscriber notifies the Provider no later than thirty (30) days prior to the contractual expiration date of the Term.

Limitations on Use:
A) The Subscriber’s access to the Provider’s Web site and its Content is limited to the maximum number of designated and named licenses (henceforth to be referred to as a User) purchased at the beginning of a Term. The Provider more specifically defines a User as a single, named individual who has completed the Provider’s subscription registration process and has provided all requested information. The Provider allows for the addition of multiple Users to a subscription during the Term. The Provider requires all supplementary Users to complete the subscription registration process and provide all requested information. The Provider reserves the right to subsequently incur additional payment(s) due for the Term concurrent with the increase in the number of Users.

B) The Provider will issue individual usernames and passwords to each User. It is the responsibility of the User to protect the confidentiality of the username and password and to monitor all activities that occur under the use of the username and password. The Provider cannot and will not be liable for any losses or damages consequential to the unauthorized use of a User’s username and/or password. The Provider reserves the right to monitor Subscribers’ use of the Web site to ensure compliance with the Terms of Use. The Provider will deem fraudulent, abusive, or illegal activities grounds for the termination of the Term.

C) The Content on this Web site is for use by the Subscriber and its Users only and not for commercial exploitation. A User may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from either this Web site or its Content. A User may not use any network monitoring or discovery software to determine the site architecture or extract information about usage, individual entities or users. A User may not use any robot, spider, other automatic software and/or devices or manual processes to monitor or copy this Web site or its Content without the Provider’s written consent. A User may not copy, modify, reproduce, republish, distribute, display, or transmit to third parties outside the User’s agency network for commercial, non-profit or public purposes any or all portions of this Web site without the Provider’s written consent. A User may not use or otherwise export, or re-export, this Web site or its Content pursuant to the export control laws and regulations of the United States of America. Any unauthorized use of this Web site or its Content is expressly prohibited.

D) Any printouts, reports, and presentations either using or referencing content from the Web site shall contain the following copyright notice: Copyright ? 2005, Access Confidential, ALL RIGHTS RESERVED.

Warranties/Limitation of Liability:
A) Due to the number of sources from which the Provider obtains its information and the hazards of electronic distribution and the Internet, the Provider does not warrant that its Web site will be error-free, free of viruses or other harmful components, or that defects will be corrected. Neither does the Provider warrant that the Content available on or through its Web site will be correct, accurate, timely, or otherwise reliable. The Provider reserves the right to make improvements and/or changes to its Content at any time.

B) THE WEB SITE IS PROVIDED ON AN “AS-IS,” “AS AVAILABLE” BASIS. THE PROVIDER AND ITS AFFILIATES, AGENTS, AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF. NEITHER THE PROVIDER NOR ANY OF ITS AFFILIATES, AGENTS, OR LICENSORS SHALL BE LIABLE TO THE SUBSCRIBER, ITS USERS OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR IN PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING, OR DELIVERING THE WEB SITE AND ANY NEWS AND INFORMATION THROUGH THE WEB SITE. IN NO EVENT WILL THE PROVIDER, ITS AFFILIATES, AGENTS, OR LICENSORS BE LIABLE TO THE USER OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY THE USER IN RELIANCE ON SUCH INFORMATION, OR FOR DIRECT, CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE SUBSCRIBER AND ITS USERS AGREE THAT THE LIABILITY OF THE PROVIDER, ITS AFFILIATES, AGENTS, AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT, NEGLIGENCE, OR OTHERWISE), IN ANY WAY CONNECTED WITH THE WEB SITE OR THE INFORMATION IN THE WEB SITE, SHALL NOT EXCEED THE AMOUNT THE SUBSCRIBER PAID TO THE PROVIDER FOR USE OF THE WEB SITE.

Links:
The Web site contains links to other related Internet sites and resources. The Provider is not responsible for the availability, contents, products or services of these third party Internet sites and resources. The Provider’s inclusion of links to third party Internet sites and resources does not, in any manner, imply the Provider’s endorsement of the linked Internet sites’ opinions or beliefs. When accessing any third party Internet site via a link on the Web site, the subscriber is doing so at its own risk.

Submissions:
The Subscriber and its Users hereby grant the Provider a worldwide, royalty-free license to any and all materials submitted to the Provider, including, but not limited to, data, information, ideas, suggestions, and concepts. The Provider shall be entitled to use the said materials for any type of use. When submitting materials to the Provider, the Subscriber and its Users agree that the Provider has the right to publish the material for any type of use as listed above, including, but not limited to, promotional and advertising purposes.

Privacy:
Registration data and any other User information are subject to the Provider’s Privacy Policy [x]. By subscribing to the Web site, any User outside the United States consents to registration data and any other information being delivered to the United States.

Indemnification:
The Subscriber and its Users hereby fully and effectively agree to indemnify, defend, and hold harmless the Provider, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Web site from and against all claims, losses, expenses, damages, demands, liabilities and expenses, including reasonable attorney’s fees, resulting from any violations of these Terms of Use by the User.

Governing Law and Jurisdiction:
The Provider’s Terms of Use are governed by and construed in accordance with the laws of the State of Virginia. Any action arising from, or relating to, these Terms of Use shall be filed only in state or federal courts located in Virginia, and the Subscriber hereby consents and submits to the personal jurisdiction of such courts for the purpose of litigating any such action.

Official correspondence must be sent via postal mail to: Access Confidential, 23 West Broad Street, Suite 401, Richmond, Virginia 23220.

I HAVE READ AND UNDERSTAND THE FOREGOING AGREEMENT AND AGREE TO BE BOUND BY ALL OF ITS TERMS.